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Arturo Dopazo is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, IL, NY and TX. No insurance business may be conducted outside the specific states referenced.

Arturo Dopazo is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC. In this regard, this communication is strictly intended for individuals residing in the states of FL and NY. No offers may be made or accepted from any resident outside the specific states referenced.

Nelson Alvarado is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, IL, and NY. No insurance business may be conducted outside the specific states referenced.

Nelson Alvarado is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC. In this regard, this communication is strictly intended for individuals residing in the states of FL. No offers may be made or accepted from any resident outside the specific states referenced.

A & D Financial Strategies LLC is not owned or operated by NYLIFE Securities LLC or its affiliates. NYLIFE Securities LLC is a New York Life Company.